HERE’S A SMART WAY TO SPLIT IT BETWEEN NIGERIAN AND FOREIGN STOCKS FOR GROWTH, INCOME, AND STABILITY

From high-performing Nigerian companies to strong U.S. stocks and ETFs, this portfolio sets you up to win.

Whether you’re a beginner or ready to scale, this is how to make your money work for you across markets.

NGN 400,000- Foreign Stocks and ETFs

• NGN 100,000 Apple (AAPL)
• NGN 100,000 Microsoft (MSFT)
• NGN 100,000 Dvidend ETFs (SCHD, SPYD)
• NGN 100,000 Growth ETF (VTI or VOO)

NGN 100,000 – Cash Reserve for rebalancing or New Opportunities

NEXT STEPS

1. Open accounts
2. Nigerian via Meristem, ARM, Chaka, etc
3. Foreign: via RAF, Trove, Bamboo, Risevest.
4. Fund the accounts
5. Buy gradually – Split purchases into branches to average costs
6. Monitor Performance – Check quarterly, rebalance if needed.
7. Reinvest Dividends – Automatically grow your portofolio.